You think wow this is perfect karma and take advantage of the appointment.
The lead of this initial call is do you have a mortgage and how would you like to save money on what you are currently paying or not have to pay at all.
Then you get the phone call out of the blue like a prayer was being answered.It's the financial advisor that calls you by your first name that you've never met and is setting up that appointment to discuss how they can save you money. It's your future and the question of:' Will I have enough to live?' is always the question that burdens the back of your mind.